photos courtesy of FSM Visitor's Bureau


FSMDB now offers Home Energy Loan Program of HELP for new and existing homeowners in the FSM to have an energy efficient house. Energy efficient house means house design that is cooler and less utility cost. Click here for the product brochure and flyer.

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photos courtesy of FSM Visitor's Bureau

FSMDB Offers Home Loans

The FSM Development Bank is pleased to announce to the general public that the Bank now offers Home Loans.  The bank is now accepting application for its Direct Home Loans – an FSMDB funded loan program.  This loan program is mainly to finance the construction of primary residential homes and can be used for the …

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Jeep Island, Chuuk
photos courtesy of FSM Visitor's Bureau

Your Partner in Business!

The Federated States of Micronesia Development Bank (FSMDB) is a subcomponent unit of the National Government of the Federated States of Micronesia (FSM). It was chartered in 1979 by the First Congress of the Federated States of Micronesia and commenced operations in 1980.

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photos courtesy of FSM Visitor's Bureau

Welcome to FSMDB

The FSM Development Bank is your partner in business.  Apply now for a corporate loan, home loan, or line of credit!

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About the FSM Development Bank

Welcome to the official website of the FSM Development Bank (FSMDB). Our mission is to actively promote the growth of micro, small, and medium enterprises in the FSM, and to support programs designed to help businesses achieve greater efficiency in their operations. Whether you are looking for a commercial loan, a term loan,  housing loan, a personal loan, or a new line of credit, FSMDB can help!


About FSMDB Loan Information

The FSM Development Bank offers Business Term Loans, Lines of Credit,  Consumer Loans and Housing Loans.  Discover additional information on our loan programs, or click to apply now.


Come Visit Us

The FSM Development Bank maintains its headquarters in Pohnpei, with branch offices in Chuuk, Kosrae and Yap.  Click below to find branch office contact and staffing information.
FSMDB Offices

FSMDB Branch Information