Photo courtesy of the FSM Visitors Bureau.

FSMDB Consumer Loans

The FSMDB personal/consumer loan program has been designed to assist FSM citizens and residents with the demonstrated ability to repay loans. A loan can be requested for:

Purchase of furniture and fixtures
Purchase of vehicles
Purchase of boats and engines
Personal and family purposes
Educational expenses
Other purposes acceptable to FSMDB
Eligible applicants must be FSM citizens or resident of 5 years, permanently employed, have a good credit record, and be at least 18 years of age. The minimum loan amount is $1,000, and the maximum loan amount is $50,000.

How to Apply

To apply for an FSMDB consumer loan, please download and complete the application form below. Completed applications can be submitted to the FSMDB branch office nearest you. Please contact our loan officers with any questions or concerns. For FSMDB branch contact information, click here.

* Pohnpei Consumer Form  


* Chuuk Consumer Form 


* Yap Consumer Form 


* Kosrae Consumer Form 




How Can We Help You?

Contact us at any of our FSMDB branches in Pohnpei-Headquarters, Kosrae, Chuuk or Yap, and we’ll be happy to answer any questions  you might have.

We make the best investment decisions to achieve the national vision of a vibrant private-sector led economy throughout the Federated States of Micronesia.

Anna Mendiola
President & CEO, FSM Development Bank